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It can be a challenge to find brokers whose sole motivation isn’t to just sell you ANY kind of mortgage, but provide you the best kind of mortgage, especially when shopping around for information on what kind of mortgage will suit you best. Your needs will usually not be in their best interests since these brokers typically work on a commission basis. The best information that you can possibly get is often online, by sources that aren’t necessarily motivated by commissions, and can provide competitive rates along with personalized service. Mortgage rates that are offered to you can vary depending on your situation and credit history so it’s also useful to learn how you can get the best rates for you using mortgage calculators and free quote services. Just trying to sift through all the irrelevant information to find Canadian mortgage rates that will suit your circumstances can become a daunting task. You’ll be able to find repayment terms that fit your ability to pay the loan back if you know where to look. Remember that not all mortgages are structured the same way. There are fixed or variable mortgages, conventional mortgages, mortgages for investment properties and a few other mortgage options that have been developed to suit a particular situation.