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A credit card is starting to become more crucial in the day to day activities of life, at least when it comes to paying. There has always had ordering by post, though the internet has changed the way we buy for ever. And whilst banknotes retain a necessary usage in our day to day world, there is very little we cannot buy without using a payment card - even for minor buys. But not everybody find themselves suited for a standard credit card. Possibly you maybe a new newcomer to the UK and have no credit history so cannot obtain a card or even a personal account. Possibly you are a long time resident but possess a poor credit back history and so can’t get a credit card or any alternative bank card. There exists a new product around named a Pre Paid Credit Card. This is a product virtually someone who has an address can acquire - no credit is given, and the card needs to be charged with your own cash, wages paid in, money transfer so there is no risk to the card issuer. Then give out the card as you would any credit card.